Alternatives to Foreclosure

Are you and your family suffering under the pressure of your mortgage? You are NOT ALONE. Millions of Americans are struggling with declining home values and high mortgage payments. In these tough economic times that leaves homeowners with few options when life throws you a curve ball. This information will educate you about the Arizona short sale process and help you make an informed decision. 

1. Why Short Sale - Evaluate whether or not a short sale is your best option. Click here to read the benefits of short selling versus foreclosure. 

2. Frequently Asked Questions About Short Sales - Click here to read the most asked questions that homeowners ask when thinking about a short sale.

3. Keeping Your Home - There may be other options available to you to keep your home. Depending on the approval of your lender you may have some workout options. Click here to read about these options and what they mean.

4. Legal and Tax Referrals and Resources - Click here to find referrals to real estate attorneys, bankruptcy attorneys, and tax consultants. We highly recommend you get professional consultation PRIOR to doing a short sale.

5. Sellers Short Sale Package - Click here to open and print your Seller Short Sale Package. This package is required for all my short sale listings at time of initial consultation and listing.

7. What is HAMP, HAFA, HARP, Bank of American Cooperation Short Sale Program, REO to Rental, Cash for Keys, and so much more? Wow, can you say confusing! Don't fret, I am here to help homeowners navigate the numerous programs that may be available to them. Some of these programs offer thousands of dollars to avoid foreclosure and take a more responsible alternative. 

Contact me at 602-518-5232 to discuss your unique situation. 

Disclaimer: Tonia Vickery and RE/MAX Renaissance Realty are not a substitute for legal or financial advice. We recommend you consult a real estate attorney and CPA prior to modifying your loan, short selling your property or foreclosing. Different laws apply to each scenario and we are not qualified to give legal or financial advice.